Gen X stash the cash
Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future.
Healthy uptick in investing confidence
UK investor sentiment is rising, especially among younger adults eager to build wealth. With more turning to long-term investing, now’s the time to put plans into motion and make your money work harder.
Bank of Mum and Dad – worth their weight in gold
The Bank of Mum and Dad funded over £9.6 bn of first-time home purchases in 2024. With Bank Rate and mortgage rates falling, and lenders generally relaxing their affordability rules allowing buyers to borrow more, the support provided by BoMaD will likely fall to lower levels
Joint, dual, individual: understanding your life insurance options
Joint life insurance may seem like the easy choice, but it only pays out once and can complicate things if your relationship ends. Dual life insurance cover is an alternative to individual and joint policies. We can help evaluate the different life insurance options.
Why ‘keep calm and carry on’ pays off for investors
Uncertainty can make investors hesitate, but long-term growth often comes from staying the course. History shows the best returns follow the worst days, so focus on your goals, not the headlines, and invest with confidence.
Is your pension fit for purpose?
Pension Awareness Week (15–19 Sept) is here – the ideal time to review your retirement plans. With rising costs and new rules ahead, make sure your pension is still working for you.
‘Squeezed middle’ falling into ‘protection gap’
Many people in their 30s and 40s lack sufficient life cover, despite major financial responsibilities. With the right advice, protection is achievable, and essential, to ensure your loved ones are financially secure if the unexpected happens.
Financial empowerment for retirement control
Financial empowerment starts with clarity and confidence around your pension. With many savers off track, now is the time to plan, contribute and take control of your retirement future – putting it off shouldn’t be an option for you.
Who will inherit your pension?
Failing to update your pension beneficiary could mean your money goes to the wrong person – some people even have an ex-partner listed. Regularly review your nominations to make sure they reflect your current wishes and protect those who matter most.
Balancing family needs and your own financial freedom
Supporting loved ones is admirable, but doing so at the cost of your own financial wellbeing can create long-term strain. Smart planning helps you assist others without compromising your future. Let’s help you strike the right balance.
