Insights
Behind all great advice is in-depth knowledge. Here’s everything you need to know about pensions, property, government fiscal policy and the state of the UK economy. We’ll explain what it all means for you and finances.
Is ‘financial independence’ a better option than retirement?
Retirement today is about freedom, not finality. Financial independence gives you control over when, and if you work. By planning smart and investing well, you create the flexibility to enjoy life on your own terms.
A closer look at the ‘nearshoring’ trend
Nearshoring reflects a move away from ‘just-in-time’ efficiency towards ‘just-in-case’ preparedness. The need for supply chain stability and faster turnaround times is encouraging businesses to bring their operations closer to the markets they serve. ‘Trump Tariffs’ have underlined the need for companies to explore their options.
Gen X stash the cash
Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future.
Commercial Property Market Review – September 2025
The commercial property market saw lower turnover but bigger deal sizes in early 2025. Outlook for H2 is strong with potential rate cuts boosting investor confidence, though London’s construction pipeline faces challenges despite some support from government-backed projects.
Healthy uptick in investing confidence
UK investor sentiment is rising, especially among younger adults eager to build wealth. With more turning to long-term investing, now’s the time to put plans into motion and make your money work harder.
Bank of Mum and Dad – worth their weight in gold
The Bank of Mum and Dad funded over £9.6 bn of first-time home purchases in 2024. With Bank Rate and mortgage rates falling, and lenders generally relaxing their affordability rules allowing buyers to borrow more, the support provided by BoMaD will likely fall to lower levels
